WHO WE ARE
Kathleen Herrmann and Renee Stoecker are owners of Pyramid Title Agency since its inception in November 1997.
Pyramid Title Agency is a full service title insurance company providing services in all Counties in New York State over the last 20 years. With 35 years of experience, we have established strong relationships with some of the top title underwriting companies and have personally managed a portfolio of thousands of title reports and closings for lenders.
Pyramid Title services a wide range of clientele comprised of attorneys, individuals, mortgage bankers, brokers and realtors. Our menu of services include title insurance, title abstracts, property checks, judgment searches, expert title opinions as well as a variety of settlement options.
What is title insurance?
Title insurance is the best way to protect yourself against title defects, which may not appear until after you've taken ownership of the property. Before a title insurance policy is issued, a title report is prepared based on a search of the public records. This report gives a description of the property, along with any title defects, liens, or encumbrances discovered in the course of the title search. Title insurance protects you against title defects that were not discovered in the course of the title search (for example, forged signatures). If such a defect is later discovered, your title insurance would cover you.
How does title insurance protect you?
If title problems are severe enough, you could actually lose your house. A title insurance policy protects you and your heirs against title defects for as long as you own the property. The policy represents the title insurance company's responsibility to compensate you for any covered loss caused by a defect in the title, or any lien or encumbrance that was not discovered in the title search. Most title insurance policies do have exceptions, however, so it is important to understand the policy.